Buying Tips:

Renting is not necessarily cheaper than buying-the reverse is often the truer statement.
Shop around for the best mortgage rates and fees.
Prequalify for your mortgage as you begin to look for a home... it will often mean the difference between getting the home or losing it to someone else who is prequalified.
Prequalification allows you to know the required down payment as you select the property.
For sale by owner does not equal cheaper or better.
Select a qualified Realtor Ž that provides service.
Buying a house through a Realtor Ž provides you with FREE representation and expertise.
Hire a professional real estate inspector usually to be completed within 10 days of contract acceptance.
Earnest money should always be refundable with cause or reason.
Look at the school districts in the area around the property.
Inspect the utilities bills.
Review the property tax bills.
Ask for a listing of recent sales and comparables.
Drive around the neighborhood.
In a "Hot" real estate market- don't low ball the price.
Shop for the best home owners insurance.
Check current zoning codes.
Ask for a property disclosure.